73 / 120
73
Mais segurança
Novas regras para retomada do veículo aumentarão os financiamentos
Presidente da Fenabrave até 31 de dezembro de 2014, Flavio Meneghetti falou com
exclusividade para o Anuário Abla a poucos dias do encerramento do seu mandato.
Ele disse que 2015 será “desafiador” para o setor automotivo brasileiro, porém com um
diferencial para os agentes financeiros: a Medida Provisória 651 (que posteriormente gerou a
Lei n.º 13.043), cujo teor oferece “mais segurança jurídica aos bancos ao estabelecer regras
claras e rígidas que possibilitam a recuperação do veículo em caso de inadimplência”. Segundo
Meneghetti, “essa foi uma das conquistas com forte participação da Fenabrave”.
Pelas estimativas do então presidente, em 2015 os números de vendas no mercado interno
serão similares aos registrados no ano passado.
More security
New rules to get vehicles back will increase finance
The President of FENABRAVE until December 31, 2014, Flávio Meneghetti spoke exclusively to the ABLA Yearbook a few days
after the end of his term.
He said that 2015 will be challenging for the Brazilian automotive sector, but with a differential for financial agents: Provisional
Measure 651, (which gave rise to Law 13,043) which offers more legal certainty for banks to establish clear and strict rules
that enable them to recover a vehicle in the event of default. According to Meneghetti, this was one of the achievements that
FENABRAVE was heavily involved in.
According to the estimates made by the former president, in 2015 domestic sales will be similar to those in 2014.
In early 2015 the National Federation of Automotive Vehicle Dis-
tributors (FENABRAVE) presented its projections, made by its board
and its Market Intelligence Division and Economic Department.
It concluded that Gross Domestic Product (GDP) in Brazil will grow
by 0.5% and inflation in the 12 months of the year will be around
6.5%. For FENABRAVE, 2015 will be a year of adjustments.
Despite the return of the Tax on Industrialized Products (IPI) full for all
vehicles, the rise in interest rates, the cuts in financing via the Investment
Support Program (PSI), among other factors of concern, the President,
Alaric Assumpção Jr., who took office on January 1, predicts a reduction
of only 0.43% in vehicle sales compared with last year’s performance.
Regarding the mix of sales by engine size, the President reports
that the trend is for a continued loss of market share by 1.0-liter en-
gines to higher power engines because consumers want more com-
plete and more powerful vehicles.
Among the positives cited for there to be a repeat of last year are:
the good performance by agriculture (with 3% growth forecast), the
new rules that reduce the deadlines for the return of vehicles in the
event of default (read more in the box) and the fact that this year has
30 more business days than 2014.
Alaric Assumpção is also confident about the federal govern-
ment’s economic team. He expects the Finance Minister, Joaquim
Levy, to boost market confidence, a key factor for businesspeople
when considering investment, so driving a return to growth.
Am instrument to leverage truck sales the Fleet Renewal Pro-
gram, which came into force this year, is still doubtful for the president
of FENABRAVE. “The program is very well structured, but the treasury
says it does not have the funds,” he says.
He praises car rental and leasing companies as large customers
and partners in the automotive industry, and says that it will only take
a few adjustments for business between these companies and deal-
ers to improve.
Linear graph
For FENABRAVE, vehicle sales this year will be approximately equal to 2015.
New rules to get vehicles back in the event of default will help drive the market.